Currently #9: Books to change your relationship with money, introducing yourself, and my favourite productivity app

You didn’t ask, I answered. I’M READING… Worry Free Money by Shannon Lee Simmons SO GOOD. I recently finished Worry Free Money, and yes, it’s just as good as everyone’s saying it is. It’s got me thinking about changes I want to make to my cash flow and how (or more importantly, why) I spend money. I also love Shannon’s approach to financial planning, and found reading this inspiring for my own work. “It’s never about what I think people can...

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Budgets, buckets, and home equity according to Thaler

Welp, I’ve officially gone down the rabbit hole that is behavioural economics. Because I’m consumed by this ‘How do people money?’ question. How do people feel about, think about, and spend their money? I’m reading Thaler’s Misbehaving thanks to some great Twitter recommendations and I just got through section two on Mental Accounting, which was all kinds of up my street. Acquisition versus transaction utility, sunk costs and payment depreciation… you know, the good...

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When did we decide being “good at money” meant not spending it?

Here’s a question… When did we decide being “good at money” meant not spending it? When did that become the goal. The badge of honour. The sign you’ve made it. Congratulations, you’ve arrived at your destination, please exit to your left, the end. I can’t seem to get far into a personal finance blog without reading the words, “I’m going to lose my personal finance card this, but…” or, “bad personal finance expert, but…” because they’d just spent...

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Nobody cares about budgets

Welcome to my Saturday morning stream of consciousness.  Excited? You should be. Why don’t more people care about their money? Specifically millennials. With so many personal finance blogs and books and other content out there (with gifs! there are so many great articles with gifs) why aren’t more people taking action? Why don’t they see what an impact this would have on their lives, their futures! *passionately shakes fist* (…Right?) Well, maybe it’s got...

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Are you a moderator or an abstainer?

I’ve been thinking about the whole Moderator vs. Abstainer thing. Is it just another label, or is knowing which side you fall on useful? Could recognizing it help you become more productive? Happier? I always thought I was a moderator because I can do things like eat 2 squares of a chocolate bar and save the rest (Crazy, I know). However, if I’m honest with myself I approach most of my life with an all or nothing mindset. I’m in or out. Full steam ahead or… no...

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